When it comes to getting a new ride, most people prefer to buy a car. However, this is not the only option available. In the past, leasing was only available to luxury or corporate car customers, but now, anybody with an excellent credit score can lease a vehicle. Due to changing purchasing habits and the rising prices of new cars, an increasing number of people chose to lease over buying. Find out why you should lease your next car. How Leasing Works If you decide to buy a vehicle, you have to pay the entire purchase price either with financing or cash. A lease, on the other hand, only requires you to pay the difference in the price you've negotiated and the vehicle's residual value. The residual value is the expected value of the car when the lease ends. In order words, you'll only be paying for the depreciation that happens over the lease term. At the end of the lease, you can either turn the car in or purchase it. Leasing Payments Unless you're buying a car with a huge down payment or high-value trade-in, you'll almost always get a lower monthly payment with a lease. This is because you aren't paying for the full price of the car. If you choose to lease a vehicle, you could upgrade to a costlier model or add more options while staying within your budget. Leasing a car is also a sensible option if you haven't saved enough for a down payment or don't expect to get much for your trade-in. The down payment you need to pay on a lease depends on the type of car you choose. It usually doesn't exceed a couple thousand dollars. You can even find lease deals that don't require you to pay anything at all at signing. However, similar to other installment purchases, the bigger your down payment, the lower your monthly payments. Warranty Coverage Throughout Lease Term Most leases last for three years, but you can opt for a shorter or longer lease. Since the basic warranty on most vehicles lasts three years or less, you'll most likely be covered throughout the duration of your lease. Some leases come with complimentary maintenance, which can significantly lower your cost of ownership. Tax Savings Leasing a car may also help you save substantially on sales tax. Consult a tax expert to find out how a leased vehicle is taxed in your locality. In some areas, only the down payment and monthly installments are subject to tax. In other places, you need to pay tax on the entire cost of the car. If you have a good credit history, leasing a car is something worth considering. It is easier on your wallet and gives you an option to purchase the car at the end of the lease. With leasing, you can always be driving a car with the latest technologies without having to buy a new car every few years. Image via Flickr by RL GNZLZ
The Ford Fiesta is one of the most sought-after cars among college students. Despite being the smallest and most affordable car from Ford, it excels in almost every department. For 2018, this subcompact car is stylishly designed, sophisticated, and well-equipped, and it checks all the boxes that matter to college students. Discover these three good reasons why you should drive the 2018 Ford Fiesta to college. Affordability Similar to other college students, you probably don't have a steady stream of income. Therefore, the price is a major concern for you when you're shopping for a car. The 2018 Ford Fiesta is one of the most affordable cars on the market. If you decide to get it, you'll be paying low monthly installments and auto insurance costs. In addition, this car comes with a low ownership cost. It has an impressive fuel economy rating of 27 mpg in the city and 35 mpg on the highway, so it'll help you save substantially on gas. Excellent Reliability Another reason why you should buy the 2018 Ford Fiesta is that it's highly reliable. There are few things more than frustrating than having a car that won't start or breaks down when you're trying to get to a class or exam on time. The Fiesta is more reliable than most cars in its segment, so you can expect it to serve you well for many years. Its reliability also means lower maintenance and repair costs, which you'll want to keep to a minimum while you're in college. Roomy and Versatile Cabin If you enjoy going on road trips or driving around with your friends, you'll appreciate the 2018 Ford Fiesta's roomy and versatile cabin. In the front row, it offers 39.1 inches headroom and up to 43.6 inches of legroom, while rear passengers get 37.1 inches of headroom and 31.2 inches of legroom. The front seats can slide forward or backward to adjust legroom in both rows. Therefore, you can rest assured that you and your passengers will ride comfortably on both short and long trips. Additionally, the Fiesta offers ample room for storing luggage, grocery bags, and other stuff. If you need to carry a lot of things on a frequent basis, opt for the hatchback model and get 14.9 cubic feet of cargo space behind the rear seats. When you aren't using the rear seats, you can also fold them down to increase the storage space to 25.4 cubic feet. The 2018 Ford Fiesta also offers a fun yet composed driving experience, thanks to its adequately powerful engines and sharp and communicative handling. Due to its small size, it's easy to maneuver in tight spaces, making it ideal for urban driving. Also, the car comes with a long list of advanced tech and safety features for enhanced entertainment and safety on the road. If you want to find out if the Ford Fiesta is the right car for you, feel free to schedule a test drive. Image via Flickr by More Cars
In the right vehicle, an off-roading adventure can be a wonderful break from the ordinary. Whether you're rock climbing, river crossing, hill-conquering, or trail riding a mountain view, these places near Nashville will satisfy even the most thrill-seeking adrenaline daredevils, and the Ford Ranger Raptor is just the vehicle for the job. Golden Mountain Park Golden Mountain Park has 45 trails for all types of vehicles and driver experience levels. They offer a mixture of loose hill climbs, rock crawling, and trail riding. Their trails are rated easy, moderate, and difficult. Risk of damage to your vehicle increases with each level, as does the list of suggested off-roading equipment and tires. Overnight accommodations are available in the form of campsites, RV-hookups, and a bunkhouse. The park is open from 6 p.m. on Fridays until 6 p.m. on Sundays. It is located at 6338 Golden Mountain Road in Sparta. more Wheelin' in the Country Located in Summertown, Wheelin' in the Country has over 700 acres of land with trails of all levels of difficulty. From ravines and rock gardens to smaller hills and gullies, you can take your 4x4 anywhere you like on this vast, privately-owned property. Wheelin' in the Country hosts special events for holidays throughout the year, celebrated with extra park days and other surprises. Overnight visitors can take advantage of primitive campsites, full RV-hookups, or cabin rentals. Find Wheelin' in the Country at 128 Anderson Creek Road. Open weekends vary, so check the park calendar for available ride dates. Windrock Park More than 72,000 acres of off-road trail riding, windmill touring, and nature hiking awaits you at Windrock Park. You can even get in a little target practice at the Windrock Shooting Range or practice your remote-control driving skills at the Tanner Ridge R/C Park. Of course, the main attraction is the vast array of trails, which range from easy to most difficult. Trails are clearly marked, and some are restricted to dirt bikes and ATVs only. Overnight guests can utilize the park's primitive campsites, cabins, or RV sites. Located at 912 Windrock Road, the park is open 365 days a year. The Ford Ranger Raptor: The Perfect Truck for Off-Roading Adventure The 2018 Ford Ranger Raptor is specially designed for high-speed off-roading action on almost any terrain. Its two-turbo 2-liter diesel engine delivers 210 horsepower and 369 pound-feet of torque for quick, responsive power. It runs a 10-speed paddle-shift gearbox so drivers can take over shifting whenever they want. Fox Racing shocks in the front and rear make for a more comfortable ride over the road and more stable and firm for trickier terrain. There are two modes for on-road use and four for off-road use to help with traction, torque, and controllability in different driving conditions. Off-roading is an exciting way to break up the monotony of city life, especially when you have the right vehicle for the job. Take a 2018 Ford Ranger Raptor off-roading at any of these locations near Nashville and find out for yourself how much fun it can be! https://www.flickr.com/photos/osajus/29710250278/sizes/l Image via Flickr by Osajus
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